You may have unclaimed auto refunds.
Drivers who trade in, refinance, or pay off their vehicle early are often owed money from unused warranty, GAP, and dealer protection products. Most never know it.
How it works
We do the legwork. You collect the refund.
Answer a few questions
Tell us what happened with your vehicle — took in, refinanced, paid off, totaled. Takes about 3 minutes.
We find your products
Upload your purchase paperwork or let us request it. Our system identifies every refundable product in your contract.
We collect your refund
We submit cancellation requests and follow up until your money is issued — directly to you or applied to your loan.
What may be refundable
Most financed vehicle purchases include several of these products — and most consumers have no idea.
GAP Coverage
High valueCovers the difference between your loan balance and car value. Very commonly refundable after refinance, trade-in, or total loss.
Extended Warranty / VSC
High valueVehicle service contracts covering mechanical breakdowns. Prorated refunds are standard when cancelled early.
Prepaid Maintenance Plan
Medium valuePre-paid oil changes and tire rotations. Unused visits are often refundable.
Tire & Wheel Protection
Medium valueCovers flat tires and wheel damage. Refundable on a prorated basis in most states.
Key Replacement
Lower valueCovers lost or stolen key fobs. Smaller refund but adds up.
Dent, Windshield & Paint Protection
Lower valueDealer add-ons that are frequently bundled together and often partially refundable.
Did any of these happen to you?
Common questions
Why haven't I heard about this before?
Most dealers and lenders don't proactively notify customers that refunds are available. The cancellation process is buried in fine print, and consumers often assume the dealer handles it automatically — they don't.
What if I don't have my paperwork?
That's very common. We can request your contracts directly from the dealer, administrator, or lender. You don't need to track down paperwork on your own.
How long does the refund take?
Timelines vary by administrator and state, but most refunds are processed within 30–90 days of cancellation submission. Some take longer if the administrator or lender is slow to respond.
Does the refund go to me or my lender?
If your loan is still active, some refunds are applied to your loan balance. If the loan is paid off or you refinanced, refunds typically go directly to you. We'll explain exactly what to expect in your case.
Is this free to check?
Yes — checking your eligibility is completely free. We work on a contingency basis: we only get paid when you receive a refund.