You may be owed money.
We find auto financial products that are refundable and make it easy to claim your refund.
About 3 minutes · Free to check · No paperwork needed to start
- GAP coverageLikely refundable$180 – $340
- Extended warranty / VSCLikely refundable$420 – $880
- Tire & wheel protectionPossibly refundable$40 – $120
- A letter for every productGAP, service contracts, maintenance plans and more.
- Paid to you or your loanWe tell you which to expect before you send anything.
- Built around your stateWe ask where you bought the car because state rules affect refunds.
We handle the paperwork. You sign and mail.
Dealers and lenders rarely tell you these refunds exist. Claiming one takes a correctly addressed letter, and we write it.
- 01Answer a few questionsWhat happened to the car: traded in, refinanced, paid off, sold or totaled. It takes about 3 minutes.
- 02See what's refundableAn estimate for each product on your contract, and how its refund is calculated.
- 03Get your lettersPre-filled cancellation letters, each addressed to the right dealer, lender or administrator.
- 04Collect your refundSign and mail them. Refunds typically arrive in 4–8 weeks, and we include a follow-up script in case one stalls.
What may be refundable
Most financed purchases include at least one of these. Each can be cancelled, and the unused part comes back to you.
Estimate one with the calculator- GAP coverageCovers the difference between your loan balance and the car's value.Prorated
- Extended warranty / VSCService contracts for mechanical breakdowns.By time or miles
- Prepaid maintenanceOil changes and tire rotations you paid for up front.Unused visits
- Tire & wheel protectionFlat tires and wheel damage.Prorated
- Key replacementLost or stolen key fobs.Prorated
- Dent, windshield & paintCosmetic add-ons that are often bundled together.Often partial
If one of these happened, it's worth checking.
Each one ends or changes the loan your coverage was sold with. What's left of that coverage can usually be refunded.
Find my refund- Traded in the vehicle
- Refinanced the loan
- Paid off the loan early
- Sold it privately
- The car was totaled
- You want to drop a plan
Questions
Can't find your answer? Email support@refundauto.com.
Why haven't I heard about this before?
Dealers and lenders rarely tell customers that refunds are available. The cancellation process is buried in the fine print, and most people assume the dealer handles it automatically. They don't.
What if I don't have my paperwork?
That's common, and you can start without it. Anything you don't have becomes a clearly marked blank on your letter that you can fill in by hand. Our guides explain how to get a copy of your contract from the dealer or lender.
How long does a refund take?
Most refunds arrive 4–8 weeks after the administrator receives your cancellation. Some take longer when a dealer or lender is slow to respond, which is why every cancellation kit includes a follow-up script.
Does the refund go to me or my lender?
If your loan is still open, some refunds are applied to the loan balance. If it's paid off or you refinanced, refunds usually go directly to you. We tell you which to expect for each product before you send anything.
What does Refund Auto cost?
Checking what you're owed is free. If you have refundable products, you'll see the price before you pay for anything. See pricing.
See what you're owed.
About 3 minutes. Free to check.